picture of Nirmala Pather

Nirmala Pather, author of
Save Money From Day 1
Nirmala's cooking receives rave reviews. She has rarely bought lunch at work & knows first hand, that taking your own lunch to work, does indeed save money. Nirmala is the creative director of her website,
Quality Living Styles

a resource site that includes a range of free recipes.

Politicians Promises vs. Investing in Ourselves

Job losses, foreclosures & unaffordable health care have hurt too many people worldwide. So much so, that during the recent US mid--term elections, the Economy and Health-care were priority issues of all candidates. They touted promises of change when elected. These promises take years to be fulfilled, if at all.

In the meantime, what can we, the ordinary folk, do about our financial situation? We could find ways, sometimes small ways, to improve our financial well-being, keeping in mind that every bit counts.

Discover how to improve your financial health, by taking little steps at a time. Nirmala's e-book, Save Money From Day 1, offers practical suggestions on taking your own lunch to work, thus helping to save money.

In addition, the book suggests ways to prepare and eat nutritious food. Since nutritious food, coupled with regular exercise and other healthy practices could help to maintain good health, the book is also a resource for helping to maintain good health.

Of course, some conditions cannot be treated by good diet alone and if you need medical advice you should see your doctor.

Invest in yourself by putting into practice the suggestions contained in this book and improve your physical health. Learn how to:

  • cut spending
  • save money
  • make your own healthful lunches for work or school
  • improve your health

Cutting Debt takes Resolve, say Financial Experts

Claudia Buck of the newspaper Sacramento Bee, talks about the need to have resolve to cut costs. Before knowing how to cut back, you need to know where your money goes. Financial experts suggest writing down everything you spend, from gum to groceries. That $5 you think you spend on lunch every day may actually be $8 or $9 or even $15, totaling $45 for just 3 days of the week, if you are eating out.

Financial advisers also suggest that folks really consider the need, for the $5 dollar on Starbucks coffee every day. That works out to $100 a month.

More than 400,000 Needless Deaths Each Year

Obesity is one of the most urgent health issues today. Across all income groups, obesity is a dangerous medical condition costing Americans $100 billion in health care expenditures and over 400,000 premature deaths each year.

Recent research indicates that the current generations of U.S. children could be the first to live shorter, less healthy lives than their parents. To address this disturbing & serious problem caused by childhood obesity, First Lady Michelle Obama heads a task force on obesity that will work to find solutions.

You can minimize the need for medical care by taking better care of your body. It is well know that a sensible diet promotes good health. By following Nirmala's recipes you can improve your health, cut medical expenses & save money.

Obesity is Preventable

Dr. Nayer Khazeni, tells us that there are many risk factors for diseases over which we have no control. Being overweight is a major risk factor for many disease conditions, but it is a factor over which, in most cases, we have control .

The ingredients used in the recipes of the ebook, Save Money from Day 1, will promote good health. You may easily add slices of chicken, turkey or bacon if you prefer meat in your sandwiches. Start eating healthy lunches.
You can make your own lunch at home.
Save your money and your health.

Fast Foods Leads to Obesity

Eating out is often chosen for its convenience. Restaurants, especially fast food restaurants, do offer convenience,
but is it in the best interests of our health?
Can we really afford to eat out regularly?

According to scientific research, fast foods have the highest amounts of trans-fats, one of the worst ingredients that food could contain. Trans-fats leads to obesity and is a contributory factor in a number of health problems including kidney disease, diabetes, gout, sleep apnea, heart failure, blood clots, & several cancers, amongst a host of other serious health problems.

Experts in the field of nutrition espouse the benefits of nutrients in vegetables and fruits. Inspired by this knowledge, Nirmala combined her love of cooking and the urgent need to cut spending, to create a book of easy, healthful, lunch recipes, Save Money from Day 1.

The Benefits of, Save Money From Day 1

In these challenging economic times Nirmala's e-book:

  • Teaches practical ways to cut spending and save money
  • Instructs you to easily make your own vegetarian lunch every day of the week
  • Advocates eating healthy food
  • Uses colorful photos & clear step-by-step instructions
  • Encourages you to create more meals using the basic formula
  • Suggests that you may modify the sandwiches with meat products if preferred

There are advantages to taking your own lunch to work or school. You will:

  • cut spending
  • save money
  • eat healthy food & lower your risk for obesity
  • minimize your visits to fast food outlets

Other money saving tips are included. After purchasing this book you will have access to recipes for everyday of the week so you can create delicious, healthful lunches.

Make Your Own Meals & Take Charge of your Health

  • Educate your self and your children on the nutritional value of fresh food products
  • Discuss the cost of buying food versus making it yourself
  • You select your products, and wash them to ensure cleanliness
  • You can choose the amount of oil, sodium and other ingredients you use, thus monitoring the quality of your meals
  • Make a note of your savings when you take your own lunch to work

The Size of the Book

picture of book

Books with a vast collection of recipes can get overwhelming & confusing.

  • Where do you start?
  • Which Recipe should you choose?

Large recipe books often end up as displays on bookshelves.

  • This e-book, Save Money From Day 1, with helpful instructions, clearly lays out a recipe for everyday of the week
  • It is a good book for anyone needing guidance on how to begin making your own lunch for work
  • The recipes are tried and tested

You may view a sample of 2 recipes from the ebook by clicking on the link below.

Here are 2 Examples of Healthful Lunch Recipes from this e-book.

This is How to Place Your Order

The ebook is in PDF format.Download a free copy of Adobe Acrobat to view the book.

ebook

Save Money From Day 1, an ebook, is an easy download. ClickBank is used as a secure authorized billing agent for your safety.

  • You place your order with ClickBank, who validate your credit card.
  • Upon successful payment you will be returned to a special page on this site to make the download of, Save Money From Day1
  • The eBook is a PDF file, approximately 104KB in size
  • The ebook is priced at $10.00
  • Downloading time may vary depending upon your computer's Internet connection
  • Within a few seconds after payment, you will access your book. It is the first step to saving money and improving your health

This book can literally save you money the first day you take your own lunch to work. However, if you do not think that this e-book is helpful to you, for any reason, you are given an unconditional, no-questions-asked, 60-Day 100% refund: This is a fair arrangement.

Once you have downloaded the book, you may reach Nirmala, at pather@qualitylivingstyles.com, her mail address, to receive a free copy of a very useful book, an accompaniment to Save Money From Day 1 ,

Hints For Aspiring Cooks


This book offers a shopping guide to purchase fresh produce, kitchen gadgets, groceries, lunch wrap, and so forth so that you can be well equipped to easily make your own lunch for work.

You may also reach Nirmala via her Contact page on the website.

Get your own, personal copy of Save Money from Day 1, priced at $10.00. Click below to make your payment. Thank You.